If you're hurt at work, whether you think it is serious or not, there are several steps that you must follow. Failure to do so can result in worker's compensation being denied. When you're injured on the job, make sure to do the following:
Report the Injury as Soon as Possible
When you suffer an injury at work, it is essential to report it to your direct supervisor as soon as possible. Even if you think it is only a minor injury, it is still important to document it. In some cases, an injury that appears to be minor can develop into a more serious problem over the following days and weeks.
Make Sure the Injury is Documented
When you report an injury on the job, your supervisor is responsible for creating an accident report. This report should be prepared as soon as possible, and all of the details of your injury should be included. Make sure that you receive a copy of the accident report, and keep it in a safe place. If your supervisor fails to fill out an accident report, take it upon yourself to write a letter to your supervisor outlining the details of your injury, and keep a copy for yourself.
Seek Medical Treatment
In many states, employers are able to select the medical care provider for work-related injuries. Speak to your supervisor or your company's HR department to find out where you should go for treatment. Do not go to your primary care physician—the bills for medical treatment for work-related injuries should be covered by worker's compensation insurance, but you must follow the set protocols to ensure that you are not responsible for the costs.
File a Workers Compensation Claim
In addition to paying for medical care, worker's compensation includes financial benefits to compensate you for lost wages. It is in your best interest to file a worker's comp claim as quickly as possible, as it can take some time to be processed. If your claim is denied the first time, don't be afraid to file your claim again.
Hire a Lawyer
In many cases, worker's comp claims go through without any problems, but if you are being denied worker's compensation benefits for medical costs or lost wages you may need to hire a worker's compensation attorney, such as Law Offices Jonathen Teperson. Other situations that call for legal representation include serious work injuries that require surgery, or your employer disputing your worker's comp claim.
If you are unable to work because of an illness or injury, you may qualify for social security disability payments. This money comes from a fund you have probably contributed to during your time in the work force, and it is likely that you have the right to disability payments using this money. As an attorney specializing in social security disability, I have a great deal of experience in helping clients determine if they qualify for disability payments. I hope that this blog will help people who have been injured understand what it means to qualify for social security disability benefits and how to go about getting that help.