It can come as a big letdown when your application for SSDI (Social Security Disability Insurance) is denied. Claimants can wait for months only to be told that they are not eligible for benefits. When you get that denial letter in the mail, don't be surprised. An overwhelming majority of applicants also get denied when they apply for benefits. Read on to learn why so many applications get denied and what you can do to avoid it.
The denial issues listed below have common threads that applicants can use to better their chances of approval.
Substantial Gainful Activity (SGA)
The above term may not be immediately recognizable. It means any money you earn by doing work. The SSA (Social Security Administration) will ask you about your recent earnings to gauge SGA. You should not be earning any income when you apply for benefits, nor should you earn any while you await the results. Once your benefits are approved, there are SSA programs that may allow you to do some work if the rules are followed.
Many claimants underestimate how important their medical records are to the SSA. You must prove that you have a covered impairment and that can only be done using medical records, test results, doctor's notes, and more. Each impairment claimed must be backed up by medical proof.
Along with records, the SSA also expects claimants to continue to seek medical help and follow their doctor's suggestions. This issue surprises many applicants and leads to a denial. The reason for this requirement is that the SSA knows that many people could get better with medical treatment. Keep seeing your doctor and following their advice or you will be denied benefits.
Compliance With Requests
Sometimes, the SSA asks for more from an applicant. These requests usually occur after the application has been received and found lacking. For instance, they may ask you to submit the results of your blood sugar tests if you are claiming to have diabetes. The SSA might need more proof of impairment. Failing to submit the required information will result in a denial.
What to Do
If you are still in the application stage, speak to a Social Security lawyer. They can help you submit a complete, accurate, and convincing application the first time. If you have already been turned down for one of the reasons above or other reasons, a Social Security lawyer can help you at your appeal hearing. They can use the reason your benefits were denied and begin putting together a case to convince the hearing officer of your inability to work.
Speak to a local law firm today for more information.
If you are unable to work because of an illness or injury, you may qualify for social security disability payments. This money comes from a fund you have probably contributed to during your time in the work force, and it is likely that you have the right to disability payments using this money. As an attorney specializing in social security disability, I have a great deal of experience in helping clients determine if they qualify for disability payments. I hope that this blog will help people who have been injured understand what it means to qualify for social security disability benefits and how to go about getting that help.