Workers' compensation insurance is something that employers strongly benefit from carrying not only because it's the law but also because it shields an employer from liability. When an employer does not carry workers' compensation insurance, it is then possible for you to sue them for negligence.
The Consequences of Not Having Workers' Compensation Insurance
Not carrying workers' compensation insurance is a felony and your employer might face criminal penalties. Not only that, but you will be able to sue your employer to receive compensation for your injuries regardless of whether they receive a criminal conviction.
For this reason, your employer will most likely carry workers' compensation insurance and you will be required to receive compensation through their workers' compensation insurance provider. However, even if they are carrying insurance, this doesn't mean that your employer will cooperate.
Don't Let Your Claim Be Mishandled
The mishandling of an employee's claims is a widespread problem that many injured employees deal with. Your employer might be late when filing a claim or might not provide the right information to their insurance provider. At the very least, you might see a delay in the processing of your claim. This can lead to delays in your medical treatment.
Contact a Lawyer
If you believe that your employer is trying to prevent you from receiving the benefits you are entitled to, it's a good idea to take advantage of a free workers' compensation lawyer consultation as soon as you can. If you involve an attorney in your case as soon as possible, you will be able to receive more benefits and you will be less likely to jeopardize your case.
If your claim is denied, you should not give up. There are processes in place where you can appeal the claim denial. If your claim is denied a second time, there are a series of additional appeals you'll be able to file and you may be able to file a lawsuit against the workers' compensation insurance provider.
You May Need to Go to Court
It's essential to have a workers' compensation help you with your legal case if you will be filing a lawsuit. Lawsuits are expensive and time-consuming. However, with the help of a professional lawyer, much of the work will be done for you and you will be able to focus on your own recovery. When it is time to go to court, your workers' compensation lawyer will represent you. If you win your case, you will receive even more in compensation than if your claim had simply been approved originally.
Contact a local law office, such as Hosmer & Wise PC, to learn more.
If you are unable to work because of an illness or injury, you may qualify for social security disability payments. This money comes from a fund you have probably contributed to during your time in the work force, and it is likely that you have the right to disability payments using this money. As an attorney specializing in social security disability, I have a great deal of experience in helping clients determine if they qualify for disability payments. I hope that this blog will help people who have been injured understand what it means to qualify for social security disability benefits and how to go about getting that help.